Personal pensions have drifted into and out of fashion, since their introduction, usually at the caprice of our many different Chancellors of the Exchequer. Currently personal pensions are very popular, but they have positives and negatives associated with them.
Africa is a place that generally strikes a combination of fear and excitement into people and when it comes to investing, this is no exception.
When investing in emerging markets it is key to understand the political backdrop. In the past few years in Latin America we have seen corrupt, left wing, business-unfriendly governments that have resulted in under performing growth or recessions across the region, despite its excellent demographics with young populations.This has dragged asset prices and currencies down.