Raymond James Investment Services
We are able to offer the financial strength, infrastructure and resources of a large multinational financial services company, but with the personable, quality service of an owner managed, local business. Being regulated and authorised through Raymond James, we have access to world class systems and research and the financial strength of a global powerhouse. Raymond James UK manages £10.8bn* of client assets, whilst the parent company, Raymond James Financial manages $824* billion globally and have over 3 million client accounts as of 30th June 2019.
Given all the upheaval in the industry over the last few years, we see a lot of things that concern us. We come across a lot of people who take too much risk for their needs. For that reason, if there is anyone that you care about, who you think could benefit from a second opinion, we would be glad to help them.
Areas we can help with:
- Savings & Investments
- Tax-efficient retirement income
- Discretionary Investment Management
- Pensions & SIPPs
- Estate Planning
- Tax-efficient business funds & exit strategies
Our financial planning and investment proposition is specifically geared up for business owners and individuals with busy or complicated lives or financial arrangements. Due to our bespoke nature, the typical initial investment is from £250,000 to upwards of £20 million.
Contact us today to book in a free, no obligation consultation to see if you’re on track me meet your financial objectives and life goals.
MEET THE TEAM
Role in the business?
Wayne is the founder and Branch Principal of the business. He also has an active role in the investment committee team, as well as still acting in a client facing role.
Experience & or qualifications?
Wayne has acted in a client financial advice role since 2006. He now holds the prestigious Chartered Wealth Manager status.
Why you do what you do?
“I’m excited to get into the office every Monday morning, I love what I do. I particularly enjoy the client facing side of my role, helping get my clients on track see them progress to achieving what is important to them in life.”
Area of Speciality?
I primarily work with a select group of successful Business Owners and Company Directors. My main aim is to save them time, so they can focus on what they are good at (running their successful business). I make sure they are saving tax, their personal and business funds are working hard for them, and ultimately, that they are on track to meet their financial objectives and life goals.
Hi, my name is Gary Ward and I have been working in the financial services industry for over 30 years – where on earth did that time go?
I might have “fallen into” the industry by accident, attracted by the job security, good pension and a lack of a better career plan, but now I absolutely love my job and feel incredibly lucky to be able to help my clients make some of the most important decisions in their lives.
Like many, personal loss has made me realise the importance of making the most of your time on earth and doing things that will make you truly happy. It has also made me acutely aware of the regrets felt by people who have not been lucky enough to live their best life or to have spent enough time, making memories with loved ones.
I help families and trustees make wise financial decisions and to live their best possible life, by taking away the fear of running out of money. In short, I aim to provide the financial independence needed to follow your dreams and to avoid the damaging effects of Inheritance Tax and Long-term care.
On a professional note, I am a Chartered Financial Planner and a full member of STEP (Society of Trust and Estate Planners), which means that I have the knowledge and skills to provide you with a personal and effective plan to achieve your aims. I spent many years working for world-wide insurance companies in technical and sales management roles prior to moving into the ultimate role of helping people shape their own financial lives.
When not working, you will generally find me trailing an over-enthusiastic Hungarian Vizsla up hills and on coastal paths, or on my mountain bike, trying to keep those excess pounds at bay. I love of real ale and good food provides the natural counter-balance to the healthier pastimes.
Paul is Head of Branch Investments and he manages the wealth directly of a select number of clients.
Paul has been with Raymond James since 2011. He holds a first class honours degree in PPE, the level 6 Private Client Investment Advice and Management qualification and is a Chartered Fellow of the Chartered Institute for Securities and Investment.
Why you do what you do?
He takes great pride in making sure clients’ assets work hard for them.
Areas of speciality:
Paul’s area of expertise lies in research and analysis from a macro-economic level down to an individual investment level. He is best suited to clients who have a keen interest in their investments. He is friendly and personable, which helps clients to feel comfortable working with him for the long term.
Tracey is a qualified Stockbroker, Investment Adviser and Financial Planner with over 12 years’ experience in her field. She is a member of the Chartered Insurance Institute and holds a Diploma in Financial Planning as well as a BA Hons in English.
Tracey specialises in working with individuals and small businesses particularly women in business in the Ribble Valley area. Tracey also engages with families and helps generations work together with their succession planning requirements. She enjoys building solid long-term relationships with her clients.
Her areas of expertise are in providing bespoke investment, retirement planning and retirement income advice; whilst looking after client’s overall wealth and creating strategies to achieve future goals.
Roni has over 30 + years within the Financial Services sector, where she uses her customer focused experience to advise both individuals and businesses across the North West on their financial planning needs whether planning for retirement, family or business protection, or just investing a lump sum for a more secure financial future.
She is a member of The Personal Finance Society and holds a Diploma in Financial Planning. She is passionate about social issues and is a member of the Rotary Club of Blackburn
Areas of speciality
When drilling down to establish clients’ goals she has the expertise to help identify and prioritise these areas and prepare clear, no-jargon advice on the most appropriate financial products for each personal circumstance. A plan, which will encompass retirement planning and ensure that your family, or business, and assets are appropriately insured to safeguard against loss, illness or death.
Matthew is qualified with the CISI Investment Advice Diploma and is an associate member of the Chartered Institute for Securities and Investment, committed to ongoing continuous professional development.
Matthew works to take away worry and stress during life’s complicated transitions to give his clients peace of mind, so that they can focus on the more important things in life. Using the expertise of our multidisciplinary office, Matthew helps his clients find the best way to take control of their money and make wise financial decisions.
Andrew is an Associate member of the Chartered Institute for Securities and Investment, holding a level 4 qualification in Investment Advice, more recently adding Financial Planning and Advice to his diploma. This broad scope across his diploma allows him to identify any opportunities for his clients, as well as drawing on the expertise of a multidisciplinary office.
Areas of speciality
Having spent a number of years with the research team, Andrew is able find the most appropriate investments specific to the client’s overall strategy. He likes to spend time with his clients to further understand their goals and objectives which allows him to create a truly bespoke portfolio.
Fraser has been with the company for nearly three years now, starting life as a trainee wealth manager. He has worked alongside Wayne for all this time and continues to support him and help manage his client relationships with a select group of successful business owners.
Fraser is qualified with the CISI Investment Advice Diploma and is an associate member of the Chartered Institute for Securities and Investment.
Area of speciality
Fraser specialises in working with successful business owners on both a business and personal level, helping them to reduce the burden of running a business, whilst helping them work towards their personal goals.
Sarah is head of Branch Operations. She is responsible for making sure that our clients always receive the best quality, compliant advice. Her role includes overseeing audit and compliance duties, day to day management of staff and planning for the long-term sustainability of the business. She has a wealth of experience having been at Raymond James for five years and formerly spent 10 years in management and compliance at Nationwide building society. Sarah takes great pride in her attention to detail and is especially adept at process development which is essential for the growth of the business.
Connor joined us in June 2018 on the Academy team. With a Degree in Mathematics and Finance from the University of York, he very quickly developed the skills needed to be a Competent Financial Planner.
After excelling during the yearlong Academy program, Connor progressed a supporting role in the branch, providing support to our in-house Head of Financial Planning. This role helped develop his knowledge and experience within the financial planning world and has prepared him for taking on his new role as a Financial Planner. Connor now helps people understand their retirement options and helps them to achieve their life goals.
Connor recently achieved his Diploma in Regulated Financial Planning from the Chartered Insurance Institute and plans to further his knowledge, so he can provide the best service for his clients.
Clementine is one of our newest Wealth Managers at the Ribble Valley branch. She is qualified with the CISI Investment Advice Diploma and is an associate member of the Chartered Institute for Securities and Investment.
Clementine graduated with a degree in Economics BSc (Hons) and begun her career with Raymond James Ribble Valley as a trainee wealth manager. This involved shadowing client appointments to further develop her knowledge and experience. After achieving the CISI Investment Advice Diploma Level 4, Clementine now focuses on her client’s needs and objectives in life, and builds a bespoke financial plan for each individual.
Will started at Raymond James in the summer of 2018 after graduating with a degree in Business and Economics. After spending a year as a Trainee Wealth Manager, whilst taking a keen interest on the Investment team, Will has recently passed the CISI Investment Advice Diploma Level 4, qualifying as a Wealth Manager. Will’s focus is now helping people make wise decisions to achieve their financial goals and objectives.
OUR UNIQUE APPROACH
At the Raymond James Ribble Valley Branch we provide both Investment Management and Financial Planning to deliver a truly integrated wealth management service. Instead of having to see a separate Financial Adviser, Investment Manager and Stockbroker, our Wealth Managers will look after all of your financial affairs.
This integration enables us to:
- Design a bespoke strategy for each client to best help you reach your financial goals. We can ensure your investment portfolio fits seamlessly into your larger financial plan.
- Eradicate unnecessary layers of charges that come with multiple advisers and managers. This leaves more money in your account to be reinvested and provide greater returns.
Whole of Market
Instead of being restricted by in-house funds, our stockbroking capabilities provide us with access to individual securities and bonds directly. This whole of market approach enables us to minimise charges, have total flexibility and accommodate the most specific needs or preferences.
We place great emphasis on delivering a truly personal service. Our office is located in the heart of the Ribble Valley. We believe that the local service we are able to provide has led to the strong, long-lasting relationships with our clients that we enjoy today. You can expect to speak to and meet your wealth manager on a regular basis.